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1. Offer help when being requested : It is always important for us to help someone who is in need. But, equally it is also important to do it when you are asked for. A free help will attract no value. It is not appreciated. Often times, the person offering the help is taken for granted.

2. Money can only grow money if invested  : Its only money which can earn you money. So, it is important for every one to know and understand the value of the investments. Savings also play important role. Keeping the monies idle in the savings accounts or cash in hand will not fetch any thing.

3. Never try to change a fool : Its waste of time and energy to try and change a stupid into a wise man. The attempt will only let you to end up with more dissatisfaction and frustration.