Importance of financial literacy
17 Sunday Aug 2014
17 Sunday Aug 2014
17 Sunday Aug 2014
Posted Attitude
in“Financial literacy is the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, how he/she invests it (turn it into more) and how that person donates it to help others.”
From the definition one can clearly understand that, financial literacy deals with Earning, Managing, Investing and spending money. I think it is important to give this knowledge to children at a younger age so that they can understand the intricacies of money. The following will show why I think, giving financial literacy to children is important.
1. Financial Discipline : It is important for the children to understand earning money is not easy. If they develop easy attitude towards the money, it will not only make them irresponsible towards the money, but will also make them to think that, money is earned only to spend. Giving FL…
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15 Friday Aug 2014
We are about to celebrate our Independence day in a couple of days from now. But as usual, I am still asking myself, What does this independence day mean?
I still think that, we are still in the slave mentality. “Bhajan” culture has reached to new peaks in every sector of life. It could be politics, it could be cinema or even it could be in the bureaucracy. Individuals are getting more importance than the process. Congress Party, the recent TRS party and YSR congress and TDP are some of the examples of this. Even if you take film industry, there are innumerable examples of those. There is no need to talk about businesses.
We are forgetting the facts of how independence has been attained. Independence has been attained on the foundations of Ahinsa and Shanthi. Both are forgotten completely. Every where it is Hinsa and Ashanthi. Let it be…
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13 Wednesday Aug 2014
We are about to celebrate our Independence day in a couple of days from now. But as usual, I am still asking myself, What does this independence day means?
I still think that, we are still in the slave mentality. “Bhajan” culture has reached to new peaks in every sector of life. It could be politics, it could be cinema or even it could be in the bureaucracy. Individuals are getting more importance than the process. Congress Party, the recent TRS party and YSR congress and TDP are some of the examples of this. Even if you take film industry, there are innumerable examples of those. There is no need to talk about businesses.
We are forgetting the facts of how independence has been attained. Independence has been attained on the foundations of Ahinsa and Shanthi. Both are forgotten completely. Every where it is Hinsa and Ashanthi. Let it be cross border terrorism or inhouse extremism. Things have changed drastically. If governments have started to torture people (like in UP and Telangana) for classic examples, where the common man would go?
Commercial India : India has started revolving around money and huge commercialisation started to happen in the minds of the people and its extremely dangerous. It is nothing but travelling backwards. People are no longer compassionate and charitable (atleast the new – zen per say) for which India is known for years.
Disappearance of Unity and Diversity : India is known for unity in its diversity. But, there is nothing to speak about it now. Vote bank politics have split India into Majority and Minority, Saffron Vs Green, Dalits vs Upper Crest. Insipid politics and Tuglak like rulers have spoiled the spirit of the country and now, regionalism has been included into this vicious cycle.
No progress in Education system or Research : All the five year plan system was totally diluted and there is no prioritization. Country is following an adhoc system of governance. (still have not considered Modi’s government’s existence for this article). USA already ruled the corporate India and the previous government. Just after being released by UK, we have landed into being ruled by USA, a much dangerous proposition.
Lost Culture : Pub – Culture, Playboy clubs and Rave parties. This is not India known for traditionally. All over the world, still India is considered as cultural guru and this is where we have ended up.
Still rich is growing rich and poor is growing poor and India is still developing.
This is not growth. This is not what the independence means. But, still, I am hopeful of seeing a new dawn. Incredible India, Mera Bharat Mahan.
Congratulations to all the readers on the occasion of India’s another Independence Day.
19 Monday May 2014
Posted Reflection
inTags
Let me tell you. I used to be a damn extrovert. Nothing literally nothing used to stay as a secret with me. I used to reveal about myself, my family, my background and every thing literally everything to all those whom I trust (and i trust people in a jiffy). The same thing has continued till the last year. Due to some dramatic instances, I stopped talking to people and started talking with my self. Every morning I bike to the office, I talk to myself, Every evening I return from the office, again its self talk. Once in every two days, I try to find time to talk to myself. So, what that self talk is all about?
It is not some thing insipid or insane. It is not copious. It is very very diminutive. But, my self talk is all about reflection. I usually playback or rewind the moments before that self talk to evaluate what went right and what went wrong. Who is correct and who is incorrect. What is true and what is false. In the hindsight, what I should have been doing and what had i done. It gives me tremendous insights on what to do. Next time when i face such a situation, it helps me not to stammer.
Speaking with others may release our frustration, but words always carry from person to person. And many a time they are miscarried with or without malice. Whether they have been carried with or without malice, the carrier is still damaging our personal reputation. These carriers work as catalysts to exacerbate the situation.
Speaking to ourself is a remedy. Its a panacea. It is like healing. When you evaluate what has happened and realize things happened without your mistake, it gives you a kind of relief. If things happened with our mistakes, it always provides us an opportunity to rectify. During the self talk, I always ask the following to myself.
1. Am i doing right in that situation ?
2. Am i talking sense in that situation ?
3. Was I in control of that situation ?
4. Was my behavior correct in that situation?
5. Were others right in that situation?
6. If i was wrong, what was the mistake?
7. What should i do, If i don’t have to repeat that mistake?
The same self talk I perform, even when I am going to take an important decision or standing at the cross road. It has helped me a lot and it can help you too.
18 Sunday May 2014
Posted Relationships
inTags
17 Saturday May 2014
Posted Uncategorized
in
Finally, this man is not from “Gandhi’s” family. We all believe that, he looks at India from a new perspective. If he does not live up to the expectations, he knows what would happen to him in 2019. So, along with me entire India believes that, he would do well. We wish him all the best .
http://financedepartment.gujarat.gov.in/budget13_14_pdf/34_Socio_Economic_Review_English.pdf
15 Thursday May 2014
Posted Life
inTags
15 Thursday May 2014
Tags
Art of Living, Attitude, India, Integrity, Kenya, Life, Personality development, Reputation, Short - Stories
Once upon a time, there lived a master and a servant. The servant was very honest and hard working and he worked for a good 30 years serving the master. He would never ask any thing and would work for hours and hours and hours.
The master is also observing the honesty of this servant and always was thinking about how to benefit the servant. When the servant has reached a saturation point, he went to the master and asked him to permit him to retire and go back to his home in the upcountry. Master agreed and asked the servant to do one last assignment before he leave. He has taken the servant to his back yard and showed a pile of wood,bricks and stock of cement and asked the servant to construct a strong house.
The servant was little unhappy. Though he was honest, he was dissatisfied as well. He always thought, he was not compensated enough for his hard work. When the master asked him to construct a house, he thought, that was not going to yield him any thing and decided to do a halfhearted job.
He just finished constructing a weak house which for the looks was alright, but not strong enough to live. He went back to the master and reported the completion. The master was happy and told the servant that, all those years he was not able to compensate the servant enough and at the age of retirement, he wanted to gift the house to the servant. Now, what the servant has constructed was a gift to him and the servant can stay in that house forever.
Servant was shell shocked and started repenting on his compromise at the last minute.
This is true for all of us. We take all our years of work to donkeys for a minor dissatisfaction. We don’t see through the effort we have put in for all those years. We lose our integrity at the last moment and start showing our dissent. That is why they say, attitude is every thing. Losing attitude at the last moment can spoil all those years of hard work and the reputation earned. Building goodwill is very difficult but losing would take only a single moment. So let us all be careful in not to lose of focus for petty issues. Let us look at the big picture. Believe in tomorrow. Your hard work would definitely get you noticed.
14 Wednesday May 2014
Posted Travel
inAndaman and Nicobar islands are such a beautiful places for a travel. I have visited them in 2014, January with a set of my colleagues. I loved the place, the place is full with lots of green and coconuts every where. I have never imagined that, the place would be so beautiful and such an awe taking place to watch.
We have traveled from Hyderabad to Chennai in a flight and then traveled to Andaman in a flight from Chennai. It has taken almost 3 hours for us to reach Andaman which is nearer to Malaysia. You travel such far distance and you are still in India. Amazing. We were received by our travel agents from the airport and were transferred to the hotel in a jiffy. The road was very pleasant with so many coconut trees welcoming us.
The roads were clean, neat and the city Port Blair looked perfect. Very very pleasant and not much of pollution. People looked happy and the city center was busy with pearls and coral selling shops.The food served to us was excellent. Chicken and Sea Food are the specials you get at Andaman. Sea food has good variety of Crab, Lobsters and Fish. The coconuts were amazing in size and the water is as tasty as it can get.
We got into the Hotel and then we were taken to the famous cellular jail for a light and sound show. The show was not so impressive but getting into that historic jail gave me goose bumps. During those days (of war), reaching there would have been very difficult but getting back was next to impossible. During the next day, we have seen the jail again and the atrocities exercised on Indian war victims were horrible. We went inside the jail and have seen the cells.
People speak amazingly good Hindi and English. You would never ever face language problem in these Islands. The cost of living was high as one could expect it as the whole economy was dependent on travel and sea products. Indigo and Spice jet operate flights to Andaman. Visitors are not allowed to Nicobar Islands as some primitive tribes are still living there.
We went to various Islands including Havelock and Ross Islands. Havelock is the place for water sports and tourism attractions. Every where, hotels were kept neat and tidy and our travel agents were right on the money. The time maintained by them was good and not in a single place we felt like we were left out. Visit to the Anthropological Museum in Port Blair was another awesome experience. You could see the evolution of civilization in the museum. We went to Ross Islands in a ferry and every time with every move of ferry, you can feel your spine chilling.
Water Sports are amazing experience at Andaman. Havelock has amazing range of water sports including Scuba Diving, Snorkling and almost a dozen more. Going to Havelock in a cruise was never forgettable experience. That is the first time for me to travel in a cruise and it never felt like, we were going in a cruise. The travel was smooth and there were no much bumps en route. The beach was neat in Port Blair and we have taken a ride on speed boat.
For people who wanted to get surprised and want to totally be relaxed from the chaos of the city life, Andaman would be a nice destination for a travel.